Infinite
The Mastercard flagship. Highest card price, lowest bar to start — a dollar activates it.
$40.00 one-time
- Network
- Mastercard 524013
- Activation deposit
- $1.00
- Apple Pay, Google Pay
- Yes
- eKYC
- Required
Your USDT, at any checkout.
Buy a Sparq virtual card, top it up with USDT, and pay anywhere Visa and Mastercard work. No wallet to set up. No bank involved.
Apple Pay and Google Pay on the Infinite and Sparq cards.
Send USDT. Spend dollars.
Conversion happens once, at top-up, at a rate you see before you confirm. Never at the till.
01
Send USDT to your card
Each card has its own deposit address. Send from any exchange or wallet you already use — nothing to install here.
TRC20
ERC20
BEP2002
It converts once, on arrival
You see the rate and the fee before you confirm. The balance lands in USD and stays in USD.
3% + $3.00 per top-up
03
Spend it like any card
Online or in-app, anywhere the card's network and platform list allow. A charge above the balance simply declines.
Three cards. One job each.
Every card is prepaid, funded in USDT and priced once. Pick by network, wallet support and how much you want to put in first.
Sparq
The default. Mastercard with both wallets, a dollar to activate, everyday use.
$20.00 one-time
- Network
- Mastercard 49387519
- Activation deposit
- $1.00
- Apple Pay, Google Pay
- Yes
- eKYC
- Required
Lite
The cheapest way in, and the widest platform list of the four. The only card with no identity check. Ad platforms only.
$18.00 one-time
- Network
- Visa 49372410 Mastercard 558325
- Activation deposit
- $20.00
- Apple Pay, Google Pay
- No
- eKYC
- Not required
Four BINs, every number published — price, top-up fee, activation deposit, eKYC and the platform list for each one.
Compare all fourNew
Introducing the Infinite card
Built for high-volume spenders. Tap to pay with Apple Pay or Google Pay, shop online and in-store globally, and move serious money — all from a single card.
- Per transaction
- $250,000
- Daily limit
- $500,000
- Monthly limit
- $1,000,000
Apple Pay & Google Pay 3DS secured Online & offline spending
Get started No setup fees. Start spending in minutes.
Why people keep a Sparq card
Six reasons, all of them checkable on this page.
Fund it with the USDT you already hold
Send on TRC20, ERC20 or BEP20. The balance lands on the card, ready to spend — no bank account in the middle.
TRC20 ERC20 BEP20Every fee published before you pay it
No spread hidden in the rate, no monthly charge that appears in month two.
- Top-up fee
- 3%
- Monthly fee
- $0.00
- Activation deposit
- from $1.00
Four BINs, one account
Open the card that fits the purchase. They all live in the same dashboard.
InfiniteSparqLite VisaLite Mastercard
In your phone wallet
Add the Infinite or Sparq card to Apple Pay or Google Pay and tap in store.
Works where crypto normally does not
Marketplaces, ad platforms, hosting, subscriptions and app stores — paid with an ordinary card number.
AmazonPayPalOpenAICloudflareTikTokNamecheap
Bring a friend, both get credit
They open a card, you both get $10.00 toward your next top-up.
$10.00 each
Where it works
Each BIN publishes its own list of named platforms. The Lite Visa's is the longest — fifty of them.
Amazon
eBay
AliExpress
Alibaba
Taobao
Vinted
Depop
Mercari
DHgate
Kickstarter
Humble Bundle
Blizzard
Xsolla
Paddle
PayPal
Alipay
Google
OpenAI
ChatGPT
TikTok
Facebook
Telegram
LinkedIn
Twitter
Cloudflare
Namecheap
GoDaddy
Hostinger
Proton
Twilio
RackNerd
DMIT
NopeCHA
YouTube
Optus
Cambly
Aspiegel ENC Mobile
Helium Mobile
Lineapp MeShop
Pixiv Fanbox LetsGo
Cathay Riser RingboosReferrals
Invite a friend. You both get $5
Ten invites per account. Every referral that goes the distance pays $10.00 in card credit — half to them, half to you.
01
Unlock your code
Load $20 on any Sparq card and spend once. Your code and ten invites arrive by email.
02
They do the same
Sign up, buy any of the four cards, load $20, spend once. Ninety days from signup to finish.
03
You both get $5.00
Credit lands on each card the moment they qualify. No hold period.
Credit is paid onto a card, not cashed out, and a purchase can still be reversed. Terms shown are today's numbers — a referral already under way keeps the terms it started under.
What actually protects the money
PCI DSS compliance
Card numbers are issued and stored inside a PCI DSS compliant environment, audited on the standard's schedule.
3DS on supported cards
Where a merchant asks for 3-D Secure, supported cards complete the check. The card page tells you which ones do.
Freeze or delete, instantly
Freeze a card the moment something looks wrong, or delete it outright. Both take effect on the next authorisation.
Per-card limits, no overdraft
Set a spending limit on each card. A charge larger than the balance declines — there is no overdraft and no fee for the decline.
Three of the four BINs require eKYC before a card can be issued. That is a condition set by the issuer and the networks, and it is done once. The Lite Mastercard, 558325, does not require it.
What these cards can't do
Published here rather than buried, because it is cheaper for both of us if you know before you buy. The same list applies to all four cards.
Whole categories
All types of iGaming, casinos and betting. All gas stations.
Named merchants
AudibleWisedundle.comMyGiftCardSupplyMoonPayEasy ShopDeliverooDoorDashUber EatsRULE OF LAW SOCIETY IVAMAZON DIGITAL GERMANY GMBHokcoinskyhosthuobiTindergoTinderSWAG.LIVEOnlyFansCoinbaseCoinMarketCapCoinGeckoEducoinPoshmark
We are not responsible if you make any transaction with these companies and your card gets blocked. Use at your own risk.
Questions
How fast do I get a card? +
Under 30 seconds once your account is funded.
What can I top up with? +
USDT on TRC20, ERC20 or BEP20. More assets later.
Which card needs no ID check? +
The Lite Mastercard, BIN 558325. It is the only one of the four that does not require eKYC. It also has the narrowest platform list — Mastercard, Facebook, TikTok and Google.
Do I need a wallet with Sparq? +
No. Send USDT from wherever you already hold it. Sparq never holds, swaps or manages crypto for you — USDT comes in, dollars sit on the card.
How much do I have to put in first? +
$1.00 on the Infinite and Sparq cards, $20.00 on either Lite. That is the activation deposit and it is also the minimum for any later top-up on that card.
What if a charge is bigger than my balance? +
It declines. No overdraft, no fee.
How many cards can I have? +
As many as you want. One per purpose is common — one for ad spend, one for subscriptions.